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eMoney Updates Q3 2025

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This month’s updates highlight our continued commitment to delivering smarter, more streamlined experiences—for you and your clients. From an improved client onboarding workflow experience, to streamlining client communication with the ability to share Needs Analyses directly to the Client Portal, we’re focused on helping you stay connected, informed, and prepared.

NEW UPDATES ADDED SEPTEMBER 16 | The One Big Beautiful Bill Act (2025 Budget Reconciliation Bill) introduces changes that could impact client strategies. We recommend bookmarking this post, as it will serve as your central hub for tracking how and when these updates go live in eMoney. You can listen to this short podcast episode about how eMoney has responded to the new tax legislation with Senior Financial Planning Consultant, Michelle Riiska (Posted August 12, 2025).

September

August

July

Now Available: An Enhanced Client Onboarding Workflow

Releases September 23

Now you can introduce a redesigned Getting Started experience to your new clients—an intuitive, modern onboarding flow that empowers them to build a basic financial plan at their own pace.

What’s New:

  • Reduced Manual Setup: Your clients can complete data entry independently, with a more logical progression through financial categories on their own, saving you time.

  • Improved Data Quality: Clearer labeling, along with contextual help for each data entry point, promotes more complete and accurate client information from the very start.

  • Enhanced Client Engagement: A more modern, intuitive onboarding experience encourages longer-term interaction with their Client Portal and has been optimized for clarity and ease of use.

  • Flexible Completion: Your clients can pause and exit the flow at any time and return later without losing progress.

Important to Note:

  • You’ll Remain in Control: Once this enhanced client onboarding workflow becomes available, you’ll continue to have full control over the experience, with the ability to enable or disable the new workflow for each of your clients as you see fit.

  • Option to Maintain Existing Workflow: If you choose to continue with the existing onboarding flow, you’ll also have the ability to toggle between the new and old flows, as both options will remain available. Learn how to turn on the new onboarding wizard here.

This improvement marks a continued investment in enhancing your client experience, focusing on easing the onboarding process for your clients.

Needs Analysis Sharing to Client Portal

Releases September 23

Improve client engagement, strengthen collaboration, and streamline client communication using the new ability to share the following Needs Analysis modules directly with your clients:

  • Life Insurance Gap Analysis
  • Retirement
  • Education
  • Spending

How It Works:

  1. Enable the Feature: Modules must be enabled to share them to the Client Portal.
  2. Share a Module: After creating a Needs Analysis, you can select Share to Client Portal from the Actions dropdown menu.
  3. Client Access: Clients will see the shared modules in their portal as view-only.

How Your Clients Can Access Shared Modules:

Once shared with your client, modules can be accessed by navigating to the My Plan tab within the Client Portal. The new Needs Analysis section within My Plan provides a view of all shared analyses.

Please note, the new Needs Analysis section under My Plan will not appear for your client unless at least one analysis has been shared.

A Few Callouts:

  • Downloading Modules: If your clients are interested in downloading modules from the My Analysis page of their portal, you must download and share the analysis via the Vault, as there is no way for the client to directly download the module themselves.
  • Additional Modules Coming: As new Needs Analysis modules are created, they can be shared to the Client Portal shortly thereafter.
  • Client Interaction: Clients can’t interact with the modules. Once they are shared to the Client Portal, they are view-only and cannot be edited.

Restricted Stock Enhancements

Releases September 23

We’ve made it easier to enter restricted stock grants by automatically disabling fields that don’t apply, such as Exercise Price, Exercise Price Discount, and Expiration Date.

These updates also carry through to reports, ensuring cleaner, more accurate data from initial entry to presentation.

Releases September 30

Due to high demand, Advanced Planning users will see an additional “Common Techniques” support link for Roth Conversions in the bottom right-hand corner of the Advanced Planning Overview page. These hyperlinks help make your desired action more actionable and discoverable when creating a plan. 

New Retirement Calculator for Premium Client Portal

Releases September 23

Encourage deeper engagement with financial planning topics while empowering your clients to model retirement scenarios without it impacting their base plan. The new Retirement Calculator is now available within the Explore tab for Premium Client Portal users.

The Retirement Calculator is the seventh calculator available as part of the Explore feature, which was launched in March 2025 with the release of Premium Client Portal.

Curious about Premium Client Portal for your business? Learn how you can deliver a more personalized experience and strengthen client relationships here.

Plan Explorer Enhancements for Premium Client Portal

Releases October 14

Clients are seeking tools that allow them to take a more active role in their financial planning. Premium Client Portal users can now build a more personalized scenario without affecting their base financial plan by adding new income sources and recurring savings contributions.

Curious about Premium Client Portal for your business? Learn how you can deliver a more personalized experience and strengthen client relationships here.

Integration Updates: Jump, and Luminary

Releases August 26

In our ongoing effort to expand our integrations and make it as simple as possible to learn more about integrations, Jump and Luminary tiles have been added to the Integrations page.

Please note that the functionalities of these integrations exists entirely on the Jump and Luminary side.

More About Jump and Luminary

  • Jump is an intelligent assistant that integrates with eMoney to help Jump users streamline post-meeting workflows. Using natural language processing and contextual understanding, Jump connects to your eMoney client data to automate administrative tasks and surface helpful insights.

  • Integration features include:
    • AI-powered Suggestions: Jump reviews client meeting transcripts, recommending updates to clients’ eMoney Facts, prompting the user to approve before syncing occurs.
    • Instant Answers: Ask Jump questions like, “Who is Jill’s 401(k) beneficiary?” and receive real-time answers based on eMoney plan data.
    • Smart Pre-meeting Prep: Pulls key client details from eMoney into Jump, giving you quick context before every conversation.
    • Automated Fact-Finder Completion: Uses past meeting insights to help fill in the eMoney Fact-Finder, saving time during onboarding and updates.

  • Luminary is a data and collaboration platform purpose-built for trust and estate services. The platform transforms static documents into dynamic, digital records with the aid of human-in-the-loop AI assistance. It connects with applications for visualization, what-if scenario modeling, and tax value creation tracking.

  • Integration features include:
    • Client and Entity Linking – Easily connect eMoney households to Luminary clients
    • Balance Sheet Creation – Pull in entities, assets, liabilities, and insurance directly from eMoney to build robust balance sheets in minutes.
    • Estate Waterfall Modeling – Import cash flows and personal data for scenario modeling, saving hours of manual entry.
    • Bulk Import Across Integrations – Enables accelerated multi-channel setup and enhances productivity across teams.

Mobile Experience Uplift for Client Portal Page: Income, Expenses, and Savings

As the world continues to shift to mobile-first, your Client Portal experience is evolving along with the shifting landscape. Our latest uplift for the Client Portal takes place on the Income, Expenses, and Savings page of the Organizer Profile for a better mobile experience.

These experience improvements have been optimized for the mobile app and browser-viewing via mobile device for all clients. This update does not impact any existing functionality.

Client Portal Improvements and Discontinuations for an Enhanced Experience

Releases July 15

Our product strategy focuses on continuously investing in the Client Portal to benefit advisors and their clients. We’re enhancing capabilities, building new features, and removing outdated technology to deliver modern, efficient tools that improve client engagement and help grow your business.

What’s Changed

  • Goals Sunsetting |The Client Portal Goals tab has been disabled and replaced with our award-winning My Plan, representing clients’ goals and more. This enhancement is designed to align with the way advisors are modernizing the delivery of financial plans and the way in which clients engage with them.
  • Explore Mode and Workshops Sunsetting | We’ve sunset both Explore Mode and Workshops. In their previous form, they saw limited engagement from users. Data suggests that users are seeking different ways to interact with their finances, and we’re committed to providing solutions that better meet those expectations. An enhanced offering will be available for those who purchased the Premium Client Portal soon.

    The handful of clients who had Explore Mode and Workshops enabled have been notified via an in-app banner message, providing them with a heads-up before their experience changed. See screenshot below for reference.

We look forward to continuing to be your partners in achieving strong client engagement. We believe in the value of the client experience and are committed to the continuous improvement of your Client Portal, including the June release of Presentation View*.

If you’re interested in enhancing your client’s experience, learn more about the Premium Client Portal here.

*Please note, feature availability and launch dates may differ based on custom configurations..

Accounts Page Enhancements in the Client Portal

Releases July 29

As part of our ongoing effort to enhance account aggregation in the Client Portal, your clients can now experience a more intuitive and organized view of their linked accounts.

What’s New:

  • A Modernized Accounts Page: A cleaner layout with clearer connection statuses for faster resolutions.

  • Improved Page Layout: Clients will now see a new “Manage Connections” section at the top of their Accounts page. This section surfaces all account connections—bringing those that require attention to the forefront by displaying them at the top. This makes it easier for clients to monitor the health of their connections and take action when needed.

  • Improved Connection Management: Your clients will see all management options at the top of their page, eliminating the need for them to scroll.

  • Connections Consolidation: Based on product analysis results, we’ve consolidated connections sections to client connections, accounts added by the advisor, and “manually entered accounts.”

  • More Actionable Prompts: Clients will notice wording improvements with more concise directives, such as Update login information and the ability to unmask their entered password, to encourage timely connection corrections.

  • Improved Advisor View: When impersonating a client, you’ll now see exactly what they see, making it easier to provide help.

  • Clearer Institution Names: Clients will now see the bank or provider name they recognize—no more co-branding confusion.

Because of the above experience enhancements, clients no longer need to filter retired connections.

We look forward to continuing this effort to enhance your clients’ experience with improved onboarding and ongoing usability. We recommend mentioning these enhancements to your clients in an upcoming meeting so they feel supported.

Plan Explorer, Now Available for Premium Client Portal

Releases July 29

Premium Client Portal clients now have greater flexibility and control when engaging with their financial plans—helping them better understand their goals, options, and potential outcomes.

What is Plan Explorer?

Plan Explorer, now available in the Explore tab of the Premium Client Portal, introduces a more interactive and customizable planning experience, whether clients access their plans from their mobile app or computer.

This feature allows clients to create multiple scenarios, adjust their data, and explore how different decisions could shape their future—without affecting their base plan. It offers a worry-free way to engage with their finances, fostering deeper understanding and collaboration with their advisor.

What Are the Benefits?

  • Clients can go deeper: Offer your clients greater flexibility and deeper insight into possible outcomes by allowing them to compare multiple planning scenarios.

  • Easier scenario building: Provide clients with an enhanced user experience, leading to stronger engagement, by building faster and more intuitive scenarios.

  • More customized planning: Clients with access to Premium Client Portal can now modify a broader range of fact types, allowing for more comprehensive planning.

Curious about Premium Client Portal for your business? Learn how you can deliver a more personalized experience and strengthen client relationships here.

#1 Market Leader in Aggregation Tools

A Look Back at Q2 2025

As the leader in data aggregation, we remain focused on helping you unlock the full potential of your clients’ financial data. In Q2, we continued our commitment to delivering stable, secure, and seamless connections—empowering you to provide more personalized, informed advice.

Recent Additions

We added 75 new sources this quarter, including several high-value institutions:

  • Coinbase Retail
  • Alerus
  • Waycrosse Inc
  • Wellington Shields
  • Lakeside Bank
  • Pacific Life – Life Insurance
  • Bluevine
  • W&S Financial Group Distributors
  • Apex Clearing Corporation (Client)
  • Comerica Wealth Connection

Connection Upgrades

To ensure more reliable performance, we also upgraded 19 existing connections, including:

  • Empeople Credit Union
  • Principal Financial Services
  • Busey Bank
  • Peapack Private Bank & Trust
  • First Resource Bank

Keep Exploring:

Check out the updated aggregation slick to see how we’re supporting more connected, client-centric planning.

New eMoney Integrations: Jump AI and Black Diamond

We’re expanding how eMoney can support your business through new integrations built by our technology partners. While these integrations don’t change the eMoney interface, they create new ways for you to access and apply your client data across complementary tools—unlocking time-saving efficiencies and enhancing your overall planning experience.

Jump AI Integration
Releases July 1

Work smarter after every client meeting.
Jump AI is an intelligent assistant that integrates with eMoney to help Jump users streamline post-meeting workflows. Using natural language processing and contextual understanding, Jump connects to your eMoney client data to automate administrative tasks and surface helpful insights.

Key Capabilities:

  • AI-powered Suggestions: Jump reviews client meeting transcripts, recommending updates to clients’ eMoney Facts, prompting the user to approve before syncing occurs.
  • Instant Answers: Ask Jump questions like, “Who is Jill’s 401(k) beneficiary?” and receive real-time answers based on eMoney plan data.
  • Smart Pre-meeting Prep: Pulls key client details from eMoney into Jump, giving you quick context before every conversation.
  • Automated Fact-Finder Completion: Uses past meeting insights to help fill in the eMoney Fact-Finder, saving time during onboarding and updates.

Black Diamond Integration
Releases July 25

Connect planning and portfolio management in one view.
The Black Diamond integration surfaces eMoney plan insights directly within the Black Diamond platform, giving both advisors and clients easier access to critical planning data, without logging into eMoney.

Key Capabilities:

  • Consistent Experience Across Platforms: Whether you’re using the advisor dashboard or Client Portal, the integration ensures a unified and visually consistent view of each client’s plan data.
  • eMoney Plan Highlights in Black Diamond: View plan- and goal-level probability of success, net worth, cash flow, income, and expenses within the Black Diamond Financial Planning and Client View experiences.

An Easier Way to Plan for Training Events: Calendar View

Released July

Plan for your upcoming eMoney training sessions by viewing the months ahead in a new calendar view, available now within your Learning Center.

What’s New:

  • Visual calendar layout: Easily scan for sessions that fit your schedule in the Learning Center within a new calendar view. Now you can view all upcoming live training sessions by day, week, and month.

  • Streamlined registration: Interested in joining a session? Click on it in the calendar to be taken directly to the registration page.

How to Access:

  • Log in to the Learning Center by selecting the Training link in the upper-right corner of your eMoney navigation bar.

  • Once inside, click the menu icon (☰) in the upper-left corner of the page.

  • Select Instructor-Led Training Calendar from the dropdown menu.

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