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eMoney Updates Q2 2025

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eMoney continues to evolve—becoming more intelligent, connected, and aligned with the dynamic needs of financial professionals and their clients. This month’s updates further that vision by strengthening advisor-client collaboration, reducing friction in key workflows, and introducing tools that support deeper planning conversations.

Identify Insurance Gaps with Confidence: Life Insurance Now in Needs Analysis

Released April 22

Deliver personalized solutions in minutes with the new version of our most-used classic Needs Analysis topic—Life Insurance Gap Analysis.

Personalized, Actionable Results

At the end of the workflow, you’ll see a clear summary of the client’s coverage shortfall, along with options for addressing it—making it easy to determine the next steps and present impactful solutions.

Explore the New Needs Analysis

Enhance your topical planning experience with Needs Analysis featuring:

  • Retirement
  • Education
  • Spending
  • Life Insurance (new!)

Start using Needs Analysis with prospects and new clients today to spark interest in financial planning conversations!

#1 Market Leader in Aggregation Tools

A Look Back at Q1 2025

As the leader of aggregation tools in the market, we are committed to helping you unlock opportunities to grow your business by providing you a holistic view of your clients’ data to enhance personalized financial planning. We kicked off 2025 with a continued focus on delivering stable, secure, and seamless data aggregation experiences—helping you stay connected so you can focus on what matters most: your clients.

Recent Additions:

In Q1, we added 95 new sources, including top-requested institutions like:

  • Computershare
  • Southside
  • Goldman Sachs Custody Solutions
  • ADP

We also upgraded 30 existing connections to improve performance and reliability, including:

  • American Express
  • Albridge
  • Citi – Retail Credit
  • Vanguard
  • Merrill
  • Merrill Benefit Online

Recent Product Updates:

In February, our top-notch customer service team made it even easier and more efficient to get help, so you can get back to what you do best, we introduced the Connections Support Assistant—an automated response tool built to help reduce the time needed to resolve connection interruptions. It’s now a step in the existing Report a Problem workflow. Read the full release notes ›

In 2024, we aggregated over 40 million accounts—90% via API or bulk file—and introduced key updates to make data aggregation smarter and more seamless. From easier connection discovery and client transfers to 300+ new high-value connections and a new standalone offering, we’ve laid the groundwork for even more innovation ahead.

Aggregation Update: Federal Student Loans

Due to the Stop Student Debt Relief Scams Act (STOP Act), financial data for federal student loans can no longer be accessed by third parties. To comply with this regulation, eMoney will discontinue access to federal student loan financial data effective Friday, April 18, 2025.

All data previously aggregated or manually added to the system will remain, but it will no longer be updated automatically. You and your clients can continue to manually input the details of federal student loan accounts to ensure data from these sources is included in your clients’ full financial picture.

Note: This change only impacts federal student loan providers—private student loans are not affected.

We remain committed to delivering compliant, secure, and reliable data aggregation experiences that help you stay connected to what matters most.

Schwab Integration Enhancements

Released April 22

The Schwab integration unlocks faster, more efficient document sharing by enabling seamless access to Schwab statements directly within the Client Vault. This enhancement streamlines your workflow by eliminating the need for manual downloads and uploads to share these documents in eMoney.

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Enhancements:

  • Simplified Document Sharing – Once enabled, Schwab statements will be automatically available in the eMoney Client Vault.
  • Effortless Access for Clients – Clients can view their Schwab statements directly in their Vault, improving transparency and saving time.

Now that the Schwab Vault feature is accessible, please take a moment to enable the Schwab integration and link your clients if you haven’t yet by following the steps below.

How It Works:

  1. Enable the Schwab Integration – Enable the Schwab integration and link clients.
  2. Authorization Prompt – Once linked, a banner will appear in the Client Vault, prompting your clients to authorize the integration.
  3. Automatic Folder Creation – After authorization, a dedicated Schwab folder will be created in the Client Vault, organizing Schwab documents for easy access.
  4. Automatic Document Upload – Schwab statements will automatically appear in the Client Vault after authorization, ensuring no extra steps are needed.

Now that the feature is live, linked clients can see a notification banner prompting them to log in to Schwab and enable document sharing. Informing your clients about this coming enhancement is a great way to instill continued confidence that you have their best interests in mind!

Get ready to simplify your workflow and deliver an even better client experience with the enhanced Schwab integration and Vault features.

Continuing to Modernize the Client Experience

Released April 22

As we work hard to improve the experience of Client Portal users, a few remaining pages have been visually enhanced to align with last year’s modernization of the Portal’s design. These enhancements are purely aesthetic with no functional changes. 

Newly Updated Client Portal Pages:

  • Accounts
  • Vault
  • Investments

Feel confident in engaging your clients with a consistent, modern digital experience that fosters trust and helps your business grow. 

Estate Flow Charts Enhancements

Released April 10

Estate Flow Chart and Detailed Estate Flow Chart reports are updated with improved aesthetics and readability—consistent with our other enhanced reports.

These enhancements are part of our ongoing commitment to modernizing existing reports and presentations within eMoney to provide a clean, updated experience.

Where are these updates visible?

These enhancements are visible in the online and printed presentations within Plans and Reports.